The Wealth Report




	References to "you" or "your" are references to any person accessing this web-site "Site". References to "we", "us" or "our" are references to Finance For Ltd trading as "wealthreport.co.uk". Company Information - Finance For Ltd (trading as wealthreport.co.uk) Registered in England (no.3929793). Registered office: PO Box 148, 4 Harrier Way, Waltham Abbey, Essex EN9 3JQ. Finance For Ltd DO NOT give advice, and are not regulated by Personal Investment Authority and IMRO. Please read the following information carefully before using our website. If you do not agree to be bound by these Terms and Conditions you must stop using this website immediately. 1. Changes to terms and conditions We reserve the right to make any changes to these Terms and Conditions at any time. Please check this page regularly for any changes. 2. International Use We make no representation that materials on our website are appropriate or available for use in locations outside the U.K. (including the Channel Islands and Isle of Man), and accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access our website from locations outside the U.K., you do so on your own initiative and are responsible for compliance with local laws. 3. Access to our website Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us. Due to the nature of the internet and the fact that your access to our website involves features outside our control, we are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please use the 'contact us' facility on this website. 4. Intellectual property Unless we've clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, and text contained in our website. You may not copy or distribute our website, except for your own personal use, in whole or in part, without our prior written consent. Wealthreport.co.uk or other marks referenced on our website are trade marks (registered or otherwise) which belong to Finance For Ltd in the U.K. and/or other countries. You may not use such trade marks without our prior written consent. Other product and company names reproduced on our website may be the trade marks (registered or otherwise) of their respective owners. 5. Hyperlinks You may not create a hyperlink to this website without our prior written consent. In order to provide you with the best web-based service, we have included within our website several links to other websites. We cannot be responsible for those websites and their content which are beyond our control and we make no representation as to their quality, suitability, functionality or legality and you waive any claim you may have against us with respect to such websites. 6. User conduct When accessing or using any service provided on this website, you may not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind. This includes, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law. 7. No Offer Nothing on this Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service. 8. No Warranty Although we have taken all reasonable care to ensure that the information provided on this Site is accurate, we give no warranties of any kind, express or implied, with regard to the accuracy, timeliness or completeness of any such information. Opinions and any other contents at the Site are provided by us for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Site constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. 9. Disclaimer Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website. We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website. We disclaim all conditions, warranties, or other terms whether expressed or implied by statute, custom or usage relating to the information contained in or omitted from the service offered via our website. 10. Limitation of Liability We shall not be liable for any direct, indirect, incidental, special or consequential damages or for loss of profit or opportunity, whatsoever, whether in contract, tort or otherwise arising from (1) the use of our website or the information contained on our website or (2) the inability to use our website or (3) unauthorised access to or alteration of your transmissions or data or (4) third party services outside our reasonable control (including, but not limited to, telephone and browser services), whether such services are used by you to access our website or used by us to comply with your instructions. For the avoidance of doubt, this provision shall apply whether or not the relevant loss or damage arises by reason of our negligence. Nothing in these Terms and Conditions should exclude our liability to you in the tort of deceit or for personal injury or death caused by our negligence. 11. Indemnity You shall be liable to us for any loss we suffer as a result of your use of our website or any breach of these Terms and Conditions by you. 12. Service Finance For Ltd will update on its client database, each day, assets held where it receives price data from its Data Supplier. These prices include substantially all UK Unit Trusts, UK equity prices, UK unitised life and pension funds, and FSA recognised offshore funds. Depending on the report delivery chosen by the client, a wealth report will be made available to the client. This report will also be available on the internet. No liability can be taken for interruptions to the web site. The Wealth Report is based on the latest unit or share records Finance For Ltd has obtained from the Client as updated from time to time. If you are aware of any changes to these holdings please notify us so that we can provide accurate valuations for you. Prices are obtained from a Third Party and are quoted as at the close of business the day prior to the date of the report. We are dependent on the accuracy of prices as obtained from our suppliers and so cannot accept any liability for any inaccuracy of price information. Shares are valued at the mid-price or last traded price on the relevant stock exchange. Unit trusts are valued at bid price unless otherwise indicated. Unquoted securities are valued at a price obtained from accredited sources. Life and Pension plans are valued periodically by obtaining written valuations direct from the insurance companies or where accurate unit holdings are available are valued using this information. On monthly paid plans and policies the unit holdings are likely to change monthly. Unless notified otherwise we will use the unit holdings last notified to us. No guarantee can be given nor liability accepted for the accuracy of these reports. We cannot be held liable for any investment decisions you make based on the valuations provided on these reports. In particular we cannot guarantee that the cost values listed in these reports are correct. This being the case before selling any investments it is advisable that you take advice from a suitably qualified individual in order to calculate any capital gains tax liability that may arise from the sale of investments. Future unit or share prices can go down as well as up and cash values on surrender are calculated at the share or fund valuation following written instructions and are likely to vary from values given in these reports. 13. Fees The client agrees to pay the fees set out in the application form. Finance For Ltd reserves the right to alter the fees at any time. Such an alteration must be notified at least 3 months prior to the effective date. 14. Force Majeure Nether party shall be liable for failure to perform its obligations in whole or in part in the event that parties or events outside Finance For Ltd's control impede the fulfilment of these Terms & Conditions. Circumstances include, but are not limited to, interruptions of telecommunications services, or the failure of the Price Data Supplier to send or make available information necessary to compile the Data. 15. Miscellaneous 15.1 If a competent authority finds any or part of these Terms and Conditions invalid, unlawful or unenforceable to any extent, we shall delete the relevant term or part from the remaining Terms and Conditions - which shall continue to be valid and enforceable to the fullest extent permitted by English law. 15.2 No act, omission or delay by us shall be a waiver of our rights or remedies under these Terms and Conditions unless otherwise agreed in writing by us. 15.3 We may assign our rights and obligations under these Terms and Conditions and upon such assignment we may be relieved of any further obligation to you under them. 15.4 A person who is not a party to these Terms and Conditions shall have no right under the Contract (Rights of Third Parties) Act 1999 to enforce them but this shall not affect any right or remedy of a third party which exists or is available apart from under that Act. 15.5 These Terms and Conditions are governed by and construed in accordance with English law. For our exclusive benefit should a dispute arise connected with you using our website, it shall be resolved through the exclusive jurisdiction of the English courts. 16. Termination Either party may terminate this agreement giving at least 1 months written notice. Either party may terminate the agreement immediately if the other party is in breach of its obligations hereunder.






©2001 The Wealth Report. All Rights Reserved.